Understanding Child Support Calculations
How They Calculate What You Owe
Child support isn't arbitrary. Every state uses a formula. Understanding that formula is the first step to knowing whether your amount is fair and when you can request a change.
The Two Models
Income Shares Model (Majority of States)
Both parents' income is combined to estimate what the child would receive in an intact household. Support is then divided proportionally based on each parent's share of total income.
Example: If you earn 60% of the combined income, you'd be responsible for approximately 60% of the child support obligation.
Percentage of Income Model (Fewer States)
Support is calculated as a flat percentage of the noncustodial parent's income. Typically:
- 1 child: 17–25% of income
- 2 children: 25–35%
- 3 children: 29–40%
Factors in the Calculation
Regardless of the model, most states consider:
- Gross income: Both parents' total income from all sources
- Number of children: More children = higher support
- Parenting time percentage: More overnight time with you typically = lower support
- Healthcare costs: Insurance premiums and out-of-pocket medical expenses
- Childcare costs: Daycare, after-school care, babysitting for work
- Other children: Support obligations to children from other relationships
- Extraordinary expenses: Special needs, educational costs, travel for visitation
How Parenting Time Affects Support
In most income shares states, the amount of time the child spends with each parent directly affects the calculation. More parenting time generally means lower support because you're paying for the child's expenses directly during your time.
This is one reason why parenting time matters financially as well as personally.
Imputed Income
If the court believes you're voluntarily underemployed or unemployed, it can impute income — assign you earning capacity based on:
- Your education and training
- Your work history
- Available jobs in your area
- Your health and ability to work
Imputed income means support is calculated on what you COULD earn, not what you DO earn. This is why documenting a genuine job search is critical after job loss.
Deviation Factors
Courts can deviate from the guideline amount for:
- Special needs: Children with medical or developmental needs
- Travel costs: If visitation requires significant travel
- Educational expenses: Private school, tutoring, extracurricular activities
- Shared custody: When parenting time is close to 50/50
- High income: Some states cap the income used in calculations
When to Request a Modification
You can request a modification when there's a significant change:
- Job loss or income reduction: File immediately (arrears build daily)
- Income increase by the other parent: May reduce your obligation
- Change in parenting time: More time with you can reduce support
- Child ages out: When a child turns 18 or graduates high school
- Healthcare cost changes: Significant change in insurance or medical expenses
State Child Support Calculators
Many states offer online calculators to estimate support:
- Search
[your state] child support calculator - These give estimates — the actual amount is set by the court
- Use them to prepare for your hearing and understand the range
For more information on support law in your state: Nolo.com Family Law
Next Steps
- Look up your state's child support calculator
- Run the numbers with your current income and parenting time
- If the calculated amount differs significantly from your current order, consult an attorney
- If your circumstances have changed, file for modification promptly
- Keep records of all support payments you make
This information is for educational purposes and is not legal advice. Always consult a qualified attorney for your specific case.